COMMENT: Interesting paragraph: “We believe that banks with assets >$500B and <$60B are the clearest winners in thenew world order, while there is likely to be a no-man’s land between $80-120B, as banks in this range may need to shrink to avoid new regulations or more actively engage in M&A to increase scale and absorb regulatory costs,” KBW analyst David Konrad said in a note to clients Sunday."